The following formula is used to calculate the fixed monthly payment, $P$, required to fully amortize a loan of $L$ dollars over a term of $n$ months at a monthly interest rate of $c$. (*If the annual rate is 6%, for example, c = 0.06 / 12 = 0.005.*)

Write an class named `MonthlyPaymentCalculator`

whose main method calculates such a monthly payment (to the nearest cent), after prompting the user to enter the loan amount, the annual interest rate, and the term of the loan (in years).

Sample run:

This program calculates the fixed monthly payment to fully amortize a loan -------------------------------------------------------------------------- Enter the loan amount in dollars: 185000 Enter the annual interest rate (e.g., for 6%, enter 0.06): 0.035 Enter the term of the loan in years: 30 The fixed monthly payment for this loan will be $830.73. The amount spent to pay off this loan over its entire term is $299063.76.

*Tags: java.util.Scanner, printf(), Math.pow()*